Information for Debt Investors.

Key information about the Group for debt investors including a summary of our public credit ratings and documentation for outstanding bond issues.

Debt Investor Relations

If you require any further information, please contact the Group Treasury team:

Frank Turley, Group Treasurer
frank.turley@group.landg.com
T: +44 (0) 20 3124 2060

Gorana Renovica, Treasury Manager
Gorana.renovica@group.landg.com
T: +44 (0) 20 3124 2992

Debt issuance programmes

We have a £4 billion Medium Term Note programme and a $2 billion Euro Commercial Paper programme.

Medium Term Note Information Memorandum (updated May 2017) (PDF, 1.19MB)

European Commercial Paper Information Memorandum (updated September 2015) (PDF, 256 KB)

Debt Investor Presentation

L&G Reg S Bond Roadshow March 2017 (PDF 2.53MB)

Legal & General FY2016 Debt Investor Update (PDF 2.28MB)

Debt Redemption Profile

(GBP million - y axis)

Chart showing debt redemption profile

The graph depicts the redemption profile of Legal & General’s outstanding debt and capital instruments greater than £100m with the maturity date shown as the earliest of first call date and maturity.

Outstanding Bond Issues

ISSUE DATE ISSUER RATING (MOODY’S / S&P) AMOUNT (million) COUPON (%) FIRST           CALL DATE MATURITY DATE ISIN Download

Mar 04

Legal & General Group plc

Baa1 / BBB+ 400 GBP 5.875 April 2019 Perpetual XS0189013823 Download PDF (36.3 KB) Download PDF (412.7 KB)
Jul 09 Legal & General Group plc Baa1 / BBB+ 300 GBP 10.0 July 2021 July 2041 XS0441379095 Download PDF (81.1 KB) Download PDF (423.6 KB)
Oct 15 Legal & General Group plc Baa1 / BBB+ 600 GBP 5.375 October 2025 October 2045 XS1310962839 Download PDF (951 KB)
Mar 17 Legal & General Group plc Baa1 / BBB+ 850 USD 5.25 March 2027 March 2047 XS1580239207 Download PDF (96 KB)
Download PDF (97 KB)
Download PDF (854 KB) Download PDF (341 KB)
Nov 00 Legal & General Finance plc A3 / A 350 GBP 5.875 - December 2031 XS0121464779 Download PDF (5.5 KB)

Apr 17

Legal & General Group plc

Baa1 500 USD 5.55 April 2032 April 2052 XS1600847666 Download PDF (340 KB)
Download PDF (96 KB)
Download PDF (97 KB)
Download PDF (854 KB)
Apr 02 Legal & General Finance plc A3 / A 200 GBP 5.875 - April 2033 XS0145680426 Download PDF (271.4 KB)
Jun 14 Legal & General Group plc Baa1 / BBB+ 600 GBP 5.5 June 2044 June 2064 XS1079028566 Download PDF (892.5 KB) Download PDF (437.9 KB)

Credit Ratings

Entity   AM Best Fitch Moody's S&P
Legal & General Group Plc Outlook Stable Stable Stable Negative
  LT Issuer Credit a A+ A3 A
  ST Issuer Credit       A-1
  Senior Unsecured Debt     A3  
  Subordinated Debt   BBB+ Baa1  
  Junior Subordinated Debt     Baa1  
  Preferred Stock     Baa2  
Legal & General Assurance Society Ltd Outlook Stable Stable Stable Negative
  LT Issuer Credit Rating aa-   Aa3 AA-
  Financial Strength A+ AA- Aa3 AA-
Legal & General Finance plc Outlook   Stable Stable  
  Issuer Rating     A3  
  LT Issuer Credit Rating     A3  
  Senior Unsecured Debt   A A3  
  Short Term     P-2  
Legal & General Insurance Ltd Outlook     Stable  
  LT Issuer Credit     A2  
  Financial Strength     A2  
Banner Life Insurance Co Inc Outlook Stable Stable Stable Negative
  LT Issuer Credit aa- AA-   AA-
  Financial Strength A+     AA-
William Penn Outlook Stable Stable Stable Negative
  LT Issuer Credit aa- AA-   AA-
  Financial Strength A+     AA-
Legal & General Reinsurance Bermuda Ltd Outlook   Stable Stable Negative
  LT Issuer Credit   A+   A+
  Financial Strength   A+   A+