What we do

Our business is built on understanding people, how long they live, what risks they are comfortable with and their changing needs throughout life. We aim to see things before others do and create far-sighted approaches to better manage our assets and meet our customers’ needs. We have three broad business areas which provide solutions for our customers.

Investing and Annuities

Legal & General Retirement Retail (LGRR)

Legal & General Retirement Institutional (LGRI)

Legal & General Capital (LGC)

We provide reliable and secure pension income for individuals and members of corporate pension schemes and invest part of our funds in many types of direct investments .

Institutional clients

Legal & General Retirement Institutional (LGRI)

Working with companies, pension fund trustees and their advisers to provide risk transfer solutions.

Launched Pension Risk Transfer (PRT) business in the US in 2015, now has assets of over $1.5bn.

Legal & General Capital (LGC)

Builds relationships directly with partners and LGIM to develop direct investments and increase the risk-adjusted returns on shareholder assets.

Retail Clients

Legal & General Retirement Retail (LGRR)

LGRR deals directly with customers and through advisers and partners. We are a major player in UK individual annuities and are the UK's No.1 provider of lifetime mortgages.


In the UK we're based in London, Hove, Solihull, Bracknell, and Sherburn, North Yorkshire. Our US risk transfer business is located in Stamford, Conneticut. We also have a Bermuda office.

Investment Management

Legal & General Investment Management (LGIM)

We provide institutional and personal investment management services, managing the investments of many of the UK's biggest corporate pension schemes.

UK's leading investment manager

LGIM have long been the UK's leading investment manager for DB plans and have established an expertise in liability driven investments (LDI) and equity index funds.

Strong capabilities

We have continued to broaden our range significantly and have strong capabilities in active fixed income, multi asset and real asset investments. We have now established a leading position in US LDI and are building our presence in Asia, the Middle East and across Europe.

UK's No.1 Defined Contribution (DC) asset manager

We offer a leading workplace proposition, combining administration and investment services as well as offering investment only. We are No. 1 in the UK for managing DC assets.



Our main UK office is based in the City of London. Our US investment management business is located in Chicago. We also have international offices in Hong Kong and Tokyo.


Legal & General Insurance (LGI)

General Insurance (GI)

We help people safeguard their families' financial futures through providing insurance covering life, critical illness, disability and long-term sickness.

Legal & General Insurance (LGI)

We are the UK's  No.1 provider of UK retail life insurance products and a key provider of group protection products. We are a Top 10  provider of US term life insurance. UK's largest mortgage club, distributing housing loans to consumers.


Our main UK offices are based in Birmingham, Hove, Cardiff and Barnsley. Our US office is based in Frederick, Maryland.