Our expertise.

With over 175 years of experience, we believe we are experts at what we do.

Our combination of risk, savings and investment management businesses work better together and benefit from a shared central knowledge base.

From our understanding of the potential impact of changes in life expectancy to our knowledge of fund management, we use our expertise to deliver better products and services for our customers.

Our specialist expertise and daily work enables us to make a positive contribution towards the understanding of a broad range of societal issues: for example longevity, health, and retirement planning and pensions. We share our insights with academics and policy-makers.